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Are you looking for creative ideas for your bathroom renovation? Beautiful bathroom ideas can be found almost anywhere – you can find magazines and online sites that provide relevant information to help you understand what to do with your new bathroom.

However, the only way to attain a successful bathroom renovation is to have right planning and enough preparation. This will help you end up with a bathroom that includes everything you want at a price you can afford.

Here are some bathroom renovation ideas you can follow before embarking on your new bathroom refurbishing:

–          Sinks

Sinks, also called as basins, can be created or designed in a way that can upgrade the design of your bathroom; in fact they can be a centrepiece of your bathroom. Today, shallow and wide sinks are the trendy design.

–          Tiles

One of the greatest additions to your bathroom renovations are the tiles. They allow you to have unlimited options for colour combinations and designs. However, you need to buy these tiles not only based on their physical appearance but you also need to make sure that they are durable and will last long.

–          Bathtub

The bathtub or bath is normally the first thing people notice when they walk into the bathroom. There are many designs and colours available for bathtubs and all you have to do is to choose which will fit your bathroom based on its size and theme.

All these tips can help a lot for your renovation. Howver, if you would like to make sure that everything will turn out very positively, you better consult a professional.

Cleaning can be the most often overlooked chore in every office setup maybe because it is one of the most mundane ones. However, cleanliness is very important not only because it creates a positive appeal to your business, but it can also help in maintaining the health of your employees and increases their productivity as well.

These are the reasons why commercial companies such as Southern Cross (southerncrosscleaning.com) that offer office cleaning are very popular these days. One of the most common reasons why businesses hire a commercial cleaning company is because they want to save countless hours in maintaining the cleanliness and tidiness of their whole office building as well as its furniture and equipment.

In hiring a professional cleaning service, there are numerous advantages you can get. Moreover, they can also provide you with specialised cleaning services depending on your own personal requirements and preferences.

When hiring a cleaning company however, you still need to keep some things in mind. For example, you should determine whether the service charge of the company is in your price range or not. Secondly, make your that the company you’re hiring is insured and has employees with proper cleaning.

Finding a cleaning company has all the necessary requirements can truly provide you customer satisfaction in every job they do. Hiring a commercial cleaning service is definitely a wise decision. However, choosing the right one can be tricky so spend some time and do some research before hiring.

Read our article about bathroom renovations.

Bathroom renovation is always an expensive undertaking. For that reason, it’s a smart idea to calculate how much the project can cost you before you decide you throw out the existing one. Keep in mind that no two bathrooms will have the same cost even if the same designer worked on them. That’s because there are several factors that cost of bathroom renovation.

The size of the bathroom

If you want to calculate the overall cost your bathroom renovation will have, you should start by measuring the size of your bathroom. When it comes to measuring, it doesn’t mean that you only have no measure the floor. Instead, you also need to measure the wall. Grab a measuring tape and don’t forget to write the measurements because numbers are easy to forget.

The materials you will use

One of the most important aspects in calculating the cost of your renovation project is your choice of materials. For example, there are bathroom renovation materials such as hand-painted tiles that look incredible, but cost a fortune.

Labour

Shop around when choosing a contractor; don’t just go with someone who gives you an estimate. Choose the companies that offer cheap renovation services, and other companies.

Bathroom renovation can truly be an expensive project. However, these three tips can help you lower the cost and help you save some bucks.

Keep track of your investments

Many of us would love to build wealth and we all know that the best way to achieve this goal is by learning how and where to invest your hard earned money. Though investing can be a tricky subject and you might just find yourself flustered, everyone can develop an excellent investor mindset by knowing how to keep track on your investments.

When it comes to learning how to invest, it is great to be open to all opinions and listen to other people’s thoughts but the most important opinion when investing is your own. If you can’t trust yourself then who can you really trust? What is more important is you know how your investment performs. When you notice that things are performing great, it can help build your confidence.

Choosing the right investment, allocating assets to the short-listed avenues based on the final aim. However, these are not the only things that are so important for your investment success. Without knowing how to track your investment, you are on your way to loose money and control over your investments. It is a must that you track your investments on a regular basis.

Keep in mind that when investing, you always think about the long run. Tracking means keeping a close watch on your investments, understating the way they move upward or downward. A smart investor always tries to be more composed and don’t get panic with daily fluctuations and takes the corrective action at the right time.

Keeping track on your investment helps you know how your investments are performing. In a benchmark index, you can also compare your returns with those of similar investments. Another benefit of keeping track on your investment is know the warning signs if your performance is poor and for you to adjust your portfolio if you need to.

In other words, keeping track on your investment allows you to know your investment’s performance, how much you’re paying and know when it’s time to adjust and make changes.

Continue reading: https://www.moneysmart.gov.au/investing/invest-smarter/keep-track-of-your-investments

Whether you are a business or a private individual, going bankrupt can put a dent in your credit file. When you get a bankrupt notation on your credit file, it will stay on there for years. In addition, it can really affect how much credit can be loaned to you over the next few years.

Going bankrupt is truly a pain. Even if you have the best ideas for launching a business, getting bankrupted is unavoidable. When a person goes bankrupt, he subconsciously tells lenders that you don’t have the capability to pay your bills back that you have a lavish lifestyle that you can’t afford. Lending companies and private lenders will assume a lot of things about you when you go bankrupt. Thus, if you can avoid going bankrupt, do everything in your power to do so. In other words, it’s in your best interest to do all the best in your power to avoid doing so if you can find a way to not go bankrupt.

People who are considering bankruptcy are obviously in a tough financial state. However, they should not lose hope – they should keep in mind that financial problems can be resolved using few little things that will get them over the edge.

Financial intelligence is actually the key to preventing bankruptcy. It should start with cutting off all of your major sources of bills, especially if you have a lot of monthly bills. From now on, it’s time to stop spending money on the things that you don’t need and to start saving your money up so that you can have cash at the end of the month.

As you can see, going bankrupt is really not an option for anyone, whether you’re a business, a professional service provider, or private individual.

But according to Perth Now, a record number of West Australians seek bankruptcy and are facing debt issues. For more on this report, read the full article here: https://www.perthnow.com.au/business/economy/record-number-of-west-australians-seek-bankruptcy-and-deals-to-clear-mounting-debt-ng-b88836784z

Launching a new product or service is an exciting moment. If you know how to properly launch your product or service, you will be able to save time, money and effort on trial and error method. So if you are planning to launch something new to your customers, you should definitely know the right steps.

Perhaps, you are launching your new product or service to satisfy another customer demand. You may have spotted an additional way of adding value to your existing portfolio in a new or existing niche, or as a means of diversifying to either grow your business or to protect future earnings as a cash cow reaches the end of its life.

Once you have decided to launch a new product or service, you need to examine if the business case stands up in its own right, this simply means that you need to write a business plan. To do this, you need to reach to your target market. Otherwise, without a clear and realistic idea about how this new product is going to reach target audience, your plan is not complete.

When you offer something new to your customers, it is always a mixed feeling of excitement and a bit of doubt because you are not totally confident whether your customers will love it or not.

To learn how to successfully launch a product, read this article: https://www.fastcompany.com/3004920/10-steps-successfully-launching-new-product-or-service

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3 bathroom renovation ideas for your bathroom

Today, debt is becoming one of the greatest problems for small businesses as there are still many small business owners either avoiding the situation entirely or falsely believing that things will turn themselves around.

The problem with some Perth small businesses is that they purposely ignore bill collectors or pretend that something will suddenly come up to remove the consumer debt that has been accumulating for certain period of time. We do understand the temptations that lead people to tackle the credit card burdens that have amassed through what, but such act could only be deemed foolish.

Debt consolidation has become the popular idea to many with almost everyone complaining about credit card bills they can no longer pay and mortgages they never should have taken out in the first place.

What is debt consolidation? It is the process of combining all of your unsecured debts into a single monthly payment done through debt consolidation loan. The purpose of this type of loan is to pay off your debts, and then you pay off the new consolidation loan rather than dividing your payments to your creditors. You may be able to take out a debt consolidation on your own using the a home equity loan or a debt consolidation loan from a bank.

To learn more about debt consolidation for Australians, read this: https://www.moneysmart.gov.au/managing-your-money/managing-debts/consolidating-and-refinancing-debts

Social Media Marketing has been a popular buzz in the recent years among marketers and business owners of all sizes. What is social media marketing? Why is it very popular as a marketing platform?

Social Media Marketing refers to the process of boosting traffic and gaining the attention of new or existing customers to your website. It can also be used as a tool to holding the attention of a customer and allow to get engaged with them. It helps in the branding of your company in an effective and efficient way.

Unfortunately, there are still so many small and medium-sized business owners around the world who do not understand the power of this platform for the growth of their business. As a marketer, if you want to touch new heights in your business and want to be on top of the mind of your customer, you should use Social Media Marketing.

One of the many reasons why marketing on social media is a popular choice simply because it does not require a lot of money. There are so many platforms you use to get run in the front of your customer that require investment in term of time, energy and money as well, which you pay to social media manager. So, it’s not actually free, but yes, practically it is because as compared to other advertising methods, it requires less investment and gives you a far better result than any other marketing campaign.

However, social media marketing requires a little caution. Even if you have the best business startup ideas, it will not guarantee success. To avoid the social media mistakes that could potentially doom your business, read this: http://www.forbes.com/sites/groupthink/2017/01/16/the-social-media-mistake-that-could-have-doomed-a-startup/#3ca1aa9a4a26

When it comes to taking the leap from employee to entrepreneur, people are hesitant. They are worried about being laid off and unemployed for the rest of their life. However, many people after graduating from a prestigious college, young and ready to prove themselves, and all amounted to nothing. If the economy ever takes a turn for the worse (just like it has done these past few years) there is no such thing as job security, unless you are a prison guard.

One of the most popular reasons why many decide to quit their jobs and start their own business is that never again will they have to ask your boss about a raise. With the cost of living increasing quicker than the rate of pay, people are in need of more money, but they are too afraid to ask their boss for a raise.

With today’s advancement in technology and the advent of the internet, you can work from anywhere in the world, especially if you have an online business. With a cell phone, fax machine and laptop, they ran their business in Perth, Western Australia while they beached in Whitsunday Islands.

There are many other reasons why starting a business is advantageous. However many are still hesitant because of the risks involved. But with the right advice, you can become a successful entrepreneur.

For more helpful advice for your small business, read this: http://www.flyingsolo.com.au/startup/business-start-up/worlds-best-small-business-advice

Owning your own business and becoming an entrepreneur can be tricky especially when partners are involved; it can become even more complicated, especially if something were to happen to one of them.

A buy-sell agreement is an agreement between a business’ owners that details what is to occur if there are significant changes in the life of a business partner. Divorce, personal bankruptcy and death are only a few of the changes that can adversely impact a business partnership. On the other hand, with a properly constructed Buy-Sell agreement, the pain of dealing with these changes can be minimised and your business can continue to thrive.

Does your business need a buy-sell agreement? There are several reasons for entrepreneurs to enter into buy-sell agreements with their partners or co-stakeholders:

The first purpose of buy-sell agreement is to create a market for the owner’s business interest at certain triggering events such as death, disability or retirement.

The second reason is to facilitate a smooth transition of management and control for the surviving or remaining owners.

Third, buy-sell agreements are used to provide a mutually agreeable price and terms (so as to avoid litigation and friction).

The next reason is to provide the family of a deceased owner with liquidity rather than a non-marketable business interest.

And finally, business owners use this type of agreement in establishing the value of the business for estate tax purposes.

Learn more about buy-sell agreement right here: http://www.investopedia.com/terms/b/buy-and-sell-agreement.asp

People who decide to start their own business and become their own boss have the potential to experience countless number of benefits. For this reason, more and more quit their job and invest in their own business.

Before beginning any business however, you of course want to be absolutely certain that it has the potential to become successful. If doesn’t matter if it is a big corporate business, or a small shop, you need to make sure that you have all the requirements needed to ensure the success of the business.

Before you start your business, make sure that your consumers need your product or service. For instance, if you are operating locally, be sure that your local area is local for the kind of product or service you will be selling. Then, your company has to be the solution or the best possible solution available.

Once you have come up with the ideas, the next step for you is to come up with a great marketing plan. You need to come up with a plan on how you can build brand awareness.

After you have the ideas and plans, you now need money you can use as your initial capital. Finding money can be a tough challenge for some, but luckily starting a business doesn’t have to be expensive all the time.

Here are some low cost business ideas from Entrepreneur: http://www.entrepreneur.com/article/246400