Debt consolidation and refinancing

Perth Business

Today, debt is becoming one of the greatest problems for small businesses as there are still many small business owners either avoiding the situation entirely or falsely believing that things will turn themselves around.

The problem with some Perth small businesses is that they purposely ignore bill collectors or pretend that something will suddenly come up to remove the consumer debt that has been accumulating for certain period of time. We do understand the temptations that lead people to tackle the credit card burdens that have amassed through what, but such act could only be deemed foolish.

Debt consolidation has become the popular idea to many with almost everyone complaining about credit card bills they can no longer pay and mortgages they never should have taken out in the first place.

What is debt consolidation? It is the process of combining all of your unsecured debts into a single monthly payment done through debt consolidation loan. The purpose of this type of loan is to pay off your debts, and then you pay off the new consolidation loan rather than dividing your payments to your creditors. You may be able to take out a debt consolidation on your own using the a home equity loan or a debt consolidation loan from a bank.

To learn more about debt consolidation for Australians, read this:

The Social Media Mistake That Could Have Doomed A Startup

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Social Media Marketing has been a popular buzz in the recent years among marketers and business owners of all sizes. What is social media marketing? Why is it very popular as a marketing platform?

Social Media Marketing refers to the process of boosting traffic and gaining the attention of new or existing customers to your website. It can also be used as a tool to holding the attention of a customer and allow to get engaged with them. It helps in the branding of your company in an effective and efficient way.

Unfortunately, there are still so many small and medium-sized business owners around the world who do not understand the power of this platform for the growth of their business. As a marketer, if you want to touch new heights in your business and want to be on top of the mind of your customer, you should use Social Media Marketing.

One of the many reasons why marketing on social media is a popular choice simply because it does not require a lot of money. There are so many platforms you use to get run in the front of your customer that require investment in term of time, energy and money as well, which you pay to social media manager. So, it’s not actually free, but yes, practically it is because as compared to other advertising methods, it requires less investment and gives you a far better result than any other marketing campaign.

However, social media marketing requires a little caution. Even if you have the best business startup ideas, it will not guarantee success. To avoid the social media mistakes that could potentially doom your business, read this:

All of the world’s best small business advice – in one handy location

When it comes to taking the leap from employee to entrepreneur, people are hesitant. They are worried about being laid off and unemployed for the rest of their life. However, many people after graduating from a prestigious college, young and ready to prove themselves, and all amounted to nothing. If the economy ever takes a turn for the worse (just like it has done these past few years) there is no such thing as job security, unless you are a prison guard.


One of the most popular reasons why many decide to quit their jobs and start their own business is that never again will they have to ask your boss about a raise. With the cost of living increasing quicker than the rate of pay, people are in need of more money, but they are too afraid to ask their boss for a raise.

With today’s advancement in technology and the advent of the internet, you can work from anywhere in the world, especially if you have an online business. With a cell phone, fax machine and laptop, they ran their business in Perth, Western Australia while they beached in Whitsunday Islands.

There are many other reasons why starting a business is advantageous. However many are still hesitant because of the risks involved. But with the right advice, you can become a successful entrepreneur.

For more helpful advice for your small business, read this:

Buy And Sell Agreement

Owning your own business and becoming an entrepreneur can be tricky especially when partners are involved; it can become even more complicated, especially if something were to happen to one of them.

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A buy-sell agreement is an agreement between a business’ owners that details what is to occur if there are significant changes in the life of a business partner. Divorce, personal bankruptcy and death are only a few of the changes that can adversely impact a business partnership. On the other hand, with a properly constructed Buy-Sell agreement, the pain of dealing with these changes can be minimised and your business can continue to thrive.

Does your business need a buy-sell agreement? There are several reasons for entrepreneurs to enter into buy-sell agreements with their partners or co-stakeholders:

The first purpose of buy-sell agreement is to create a market for the owner’s business interest at certain triggering events such as death, disability or retirement.

The second reason is to facilitate a smooth transition of management and control for the surviving or remaining owners.

Third, buy-sell agreements are used to provide a mutually agreeable price and terms (so as to avoid litigation and friction).

The next reason is to provide the family of a deceased owner with liquidity rather than a non-marketable business interest.

And finally, business owners use this type of agreement in establishing the value of the business for estate tax purposes.

Learn more about buy-sell agreement right here:

Low Cost Business Ideas

Perth Business News

People who decide to start their own business and become their own boss have the potential to experience countless number of benefits. For this reason, more and more quit their job and invest in their own business.

Before beginning any business however, you of course want to be absolutely certain that it has the potential to become successful. If doesn’t matter if it is a big corporate business, or a small shop, you need to make sure that you have all the requirements needed to ensure the success of the business.

Before you start your business, make sure that your consumers need your product or service. For instance, if you are operating locally, be sure that your local area is local for the kind of product or service you will be selling. Then, your company has to be the solution or the best possible solution available.

Once you have come up with the ideas, the next step for you is to come up with a great marketing plan. You need to come up with a plan on how you can build brand awareness.

After you have the ideas and plans, you now need money you can use as your initial capital. Finding money can be a tough challenge for some, but luckily starting a business doesn’t have to be expensive all the time.

Here are some low cost business ideas from Entrepreneur:

3 bathroom renovation ideas for your bathroom

Are you looking for creative ideas for your bathroom renovation? Beautiful bathroom ideas can be found almost anywhere – you can find magazines and online sites that provide relevant information to help you understand what to do with your new bathroom.

Renovation ideas for your bathroom

However, the only way to attain a successful bathroom renovation is to have right planning and enough preparation. This will help you end up with a bathroom that includes everything you want at a price you can afford.

Here are some bathroom renovation ideas you can follow before embarking on your new bathroom refurbishing:

–          Sinks

Sinks, also called as basins, can be created or designed in a way that can upgrade the design of your bathroom; in fact they can be a centrepiece of your bathroom. Today, shallow and wide sinks are the trendy design.

–          Tiles

One of the greatest additions to your bathroom renovations are the tiles. They allow you to have unlimited options for colour combinations and designs. However, you need to buy these tiles not only based on their physical appearance but you also need to make sure that they are durable and will last long.

–          Bathtub

The bathtub or bath is normally the first thing people notice when they walk into the bathroom. There are many designs and colours available for bathtubs and all you have to do is to choose which will fit your bathroom based on its size and theme.

All these tips can help a lot for your renovation. Howver, if you would like to make sure that everything will turn out very positively, you better consult a professional.

The Benefits of Commercial Cleaning Services in Perth & How to Hire the Right One

Cleaning can be the most often overlooked chore in every office setup maybe because it is one of the most mundane ones. However, cleanliness is very important not only because it creates a positive appeal to your business, but it can also help in maintaining the health of your employees and increases their productivity as well.

These are the reasons why commercial companies such as Southern Cross ( that offer office cleaning are very popular these days. Commercial Cleaning Perth One of the most common reasons why businesses hire a commercial cleaning company is because they want to save countless hours in maintaining the cleanliness and tidiness of their whole office building as well as its furniture and equipment.

In hiring a professional cleaning service, there are numerous advantages you can get. Moreover, they can also provide you with specialised cleaning services depending on your own personal requirements and preferences.

When hiring a cleaning company however, you still need to keep some things in mind. For example, you should determine whether the service charge of the company is in your price range or not. Secondly, make your that the company you’re hiring is insured and has employees with proper cleaning.

Finding a cleaning company has all the necessary requirements can truly provide you customer satisfaction in every job they do. Hiring a commercial cleaning service is definitely a wise decision. However, choosing the right one can be tricky so spend some time and do some research before hiring.


Read our article about bathroom renovations.

How to lower the cost of bathroom renovations

Bathroom renovation is always an expensive undertaking. For that reason, it’s a smart idea to calculate how much the project can cost you before you decide you throw out the existing one. Keep in mind that no two bathrooms will have the same cost even if the same designer worked on them. That’s because there are several factors that cost of bathroom renovation.

Cost of Bathroom renovations

The size of the bathroom

If you want to calculate the overall cost your bathroom renovation will have, you should start by measuring the size of your bathroom. When it comes to measuring, it doesn’t mean that you only have no measure the floor. Instead, you also need to measure the wall. Grab a measuring tape and don’t forget to write the measurements because numbers are easy to forget.

The materials you will use

One of the most important aspects in calculating the cost of your renovation project is your choice of materials. For example, there are bathroom renovation materials such as hand-painted tiles that look incredible, but cost a fortune.


Shop around when choosing a contractor; don’t just go with someone who gives you an estimate. Choose the companies that offer cheap renovation services, and other companies.

Bathroom renovation can truly be an expensive project. However, these three tips can help you lower the cost and help you save some bucks.